How Can You Tell If Your Credit Score is Good?

Remember that there are several factors that affect your credit report including your payment history, your current ratio of debt to income and signs of responsibility and stability. And since not all creditors report to all three agencies, it’s best to order a report from all three institutions. Your goal in ordering all three credit reports is to make sure that all of the information stated on each report is accurate and correct.

If there are any discrepancies on your credit report, it’s important that you contact the rating agencies and have those records corrected. This will help you avoid hassles later on.